Guardian Life Insurance Company of America Reviews

Guardian Life Insurance

Guardian Life Insurance Company of America was founded in 1860 as an Insurance company, especially for life and health. The headquarters are located in 7 Hanover Square Manhattan, New York City and there are 5,400 employees serving with their best experiences and more than 3,000 financial representative are serving the company. A German civil rights lawyer Hugo Wesendonk founded the Guardian Life Insurance.

It has earned 156 years of history on insurance industry and has owned $7.3 billion in capital and the operating costs is $1.5 billion in 2015. The Guardian Life Insurance Company of America offers a variety of insurance products and services, including life insurance, annuities, investments, disability income insurance, and dental insurance etc.

Guardian Life Insurance Company of America is honest with their policyholders and trustworthy insurance company in the world. Its subsidiary companies also offers retirement programs to individual, their employees, business owners, disability income insurance, and life insurance. The company also offers education savings programs and estate planning. In 2015, Guardian became the sixth largest dental provider in the USA and more than 6.4 million participants in 2015.

Key Products offers by Guardian Life Insurance Company:

·    Permanent Life Insurance: Under this policy covers two types including Whole Life Insurance and Universal life insurance. These types of insurance policies are permanent types of life insurance that can provide guaranteed protection for life, ability to access funds and tax-deferred cash value. It will never expire. It helps to coverage mortgage payments, loan, and education and build cash value which is flexible and can be customized.

·    Term Life Insurance: it is temporary types of life insurance policy for 10, 15, 20 or 30 years. It is economical and protection of life for limited period of time. It is also affordable and will expire after limited or selected period of time. It is best policy for those who wish to provide life insurance to their families at affordable price.

·    Disability Income Insurance: Guardian offers wide range of disability income insurance including individual disability insurance, small business protection, basic disability offered by employer, and supplemental individual disability income insurance policy. Disability income insurance can be used for catastrophic accidents or rare and disability caused by condition such s arthritis and heart disease.

·    Annuities: You may have a dream and wish to spend your retirement life with your families with happy moments then annuity can work for it. It is a guaranteed income sources after your retirement and can enjoy with your families. It can create a fixed sources of income and you can get guaranteed income in the future.

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