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What to Do After Car Accident? |
Safe driving helps to save your life and money. However,
sometime it many occur unexpectedly. Therefore you have to be careful and take
some tips after a car accident. Accidents are unexpected, however, sometime
most careful driver maybe on accident.
·
Check for Injuries: first things, you have to take care of yourself and others and
find-out if anyone is hurt. If anyone requires emergency assistance then call
at 911.
· Exchange information: You have to share insurance information (names, addresses and
phone number) with other drivers. You have to write down and save the other
vehicle's make year, model no. and license number.
· File a Report: The thing you have to do after accident is to file a report.
You have to call law enforcement to the scene or go to the nearest police
station to complete a report. Try to obtain a copy or report or ask the officer
for the report number. Don't forget to save your file report number.
·
Take photos: If you own a camera while travelling, it's really good ideas to
take some pictures at the accident scene. Captures some shots of the car
(vehicles) involved, damage and license plates of vehicles. This can be a
strong proof to cover insurance policy.
· Contact Your Insurer: You have to contact to your insurance company immediately to
report your accident and any other damage.
Getting your car Repaired after an Accident:
You may don't know what to do and what to expect after filing an
insurance claim. You can check-out the following some steps to see what you can
expect from your insurer (insurance company, agent and adjuster.
·
Make a Schedule for Inspection: You will need to get the
damaged vehicle inspected to determine the repairing cost and call your
insurance company to make schedule an inspection. If you have a repair facility
then your insurance company can recommend a repair shop. Keep in mind that you
are always free to choose any repair shop.
·
Talk with an Adjuster: You may know that your insurance company's claims adjuster will
review all the available information including vehicle's damage, accident or
police report, statement of witness and other necessary information. It is
helpful to determine fault and then provide a cost estimate.
·
Keep Up-to-Date Status on Your Claim: You have to keep all the
information up-to-date and many insurance company allow you to check your
claims status through online. After registering your account through online,
you can view your claim status. You can register for direct deposit, send
message to your claim contact, can be view select claim document and get
payment information.
·
Get Your Car Shipshape Again: After claiming insurance coverage and it has
been determined, your insurance company can help get you on the path to getting
your car repaired. You'll need to pay your deductible to the body shop before
your insurance company pays for nay covered damaged.
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