What to Do after Car Accident?

What to Do After Car Accident?

Safe driving helps to save your life and money. However, sometime it many occur unexpectedly. Therefore you have to be careful and take some tips after a car accident. Accidents are unexpected, however, sometime most careful driver maybe on accident.

·    Check for Injuries: first things, you have to take care of yourself and others and find-out if anyone is hurt. If anyone requires emergency assistance then call at 911.

· Exchange information: You have to share insurance information (names, addresses and phone number) with other drivers. You have to write down and save the other vehicle's make year, model no. and license number.

·      File a Report: The thing you have to do after accident is to file a report. You have to call law enforcement to the scene or go to the nearest police station to complete a report. Try to obtain a copy or report or ask the officer for the report number. Don't forget to save your file report number.

·    Take photos: If you own a camera while travelling, it's really good ideas to take some pictures at the accident scene. Captures some shots of the car (vehicles) involved, damage and license plates of vehicles. This can be a strong proof to cover insurance policy.

·  Contact Your Insurer: You have to contact to your insurance company immediately to report your accident and any other damage.

Getting your car Repaired after an Accident:

You may don't know what to do and what to expect after filing an insurance claim. You can check-out the following some steps to see what you can expect from your insurer (insurance company, agent and adjuster.

·    Make a Schedule for Inspection: You will need to get the damaged vehicle inspected to determine the repairing cost and call your insurance company to make schedule an inspection. If you have a repair facility then your insurance company can recommend a repair shop. Keep in mind that you are always free to choose any repair shop.

·    Talk with an Adjuster: You may know that your insurance company's claims adjuster will review all the available information including vehicle's damage, accident or police report, statement of witness and other necessary information. It is helpful to determine fault and then provide a cost estimate.

·    Keep Up-to-Date Status on Your Claim: You have to keep all the information up-to-date and many insurance company allow you to check your claims status through online. After registering your account through online, you can view your claim status. You can register for direct deposit, send message to your claim contact, can be view select claim document and get payment information.

·    Get Your Car Shipshape Again: After claiming insurance coverage and it has been determined, your insurance company can help get you on the path to getting your car repaired. You'll need to pay your deductible to the body shop before your insurance company pays for nay covered damaged.

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